Amended and Restated Information Folder and Individual Variable Annuity Contract dated January 2012, amending and restating the Information Folder and Individual Variable Annuity Contract dated September 2010Individual Variable Annuity Contract • January 24th, 2012
Contract Type FiledJanuary 24th, 2012Resetting the Death Benefit Base (Estate Class and Income Class only)Subject to our then current administrative policies, charges and fees, and subject to any applicable legislative or regulatory requirements, every third Contract Anniversary Date until the Annuitant reaches the age of 80 years and on the Contract Anniversary Date in the calendar year in which the Annuitant reaches the age of 80 years, we will increase the Death Benefit Base for Estate Class and Income Class to the Aggregate Unit Value of all Units of that Class allocated to the Contract on such Contract Anniversary Date if such Aggregate Unit Value exceeds the Death Benefit Base of that Class (calculated as if no Late Deposit Reduction then applies) on such Contract Anniversary Date.After the Death Benefit Base is reset as described above, any Late Deposit Reduction that was in effect prior to the reset will continue to apply to a proportionate amount of the Death Benefit Base after the reset as described below. Death