STATE OFFICE BUILDING- SUITE 5A9 250 VETERANS MEMORIAL HIGHWAY HAUPPAUGE, NEW YORK 11788Office Building • October 29th, 2018
Contract Type FiledOctober 29th, 2018In this Courtesy Pay Privilege Service Agreement (“Agreement”), the words “you,” “your,” and “yours” mean each and all of those who Courtesy Pay Privilege Service described below. The words “we,” “us,” “our,” and “Credit Union” mean Long Island State Employees FCU. The word “overdraft” includes a negative balance in your Personal/Regular Checking Account that may occur for various reasons, including, but not limited to: (1) the payment of checks, ATM transactions, VISA Check Card transactions, Point of Sale transactions, ACH transactions, and other preauthorized transfers, for which funds are insufficient; (2) the return (unpaid) of items deposited by you; (3) the imposition of service charges by us; (4) in-person (teller) withdrawals; or (5) the deposit of items which are treated as not yet “available” according to our Funds Availability Agreement. The Courtesy Pay Privilege Service shall not be applied to savings type accounts, money market accounts, public fund/charitable organizati