UNITED STATES OF AMERICA BEFORE THESeptember 27th, 2010
FiledSeptember 27th, 2010WHEREAS, in recognition of their common goal to maintain the financial soundness of State Bank Financial, La Crosse, Wisconsin (the "Bank"), a state-chartered bank that is a member of the Federal Reserve System, the Bank, the Federal Reserve Bank of Minneapolis (the "Reserve Bank"), and the Wisconsin Department of Financial Institutions ("DFI") have mutually agreed to enter into this Written Agreement (the "Agreement"); and