Common Contracts
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ContractMay 5th, 2020
Credit Plan Agreement for the Classic Account of Banco Popular North America Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 18.99% APR for Balance Transfers 18.99% APR for Cash Advances 19.99% How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.consumerfinance.gov/learnmore Fees Annual Fee $20 Transaction Fees • Balance Transfers 3% of the transaction amount (min. $5; max. $100) • Cash Advances $29 • Convenience Checks 3% of the transaction amount (min. $5; max. $100) • Foreign Transaction 3% of each tran
