Common Contracts
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Membership AgreementMembership Agreement • May 17th, 2010 • Colorado
Table of Contents Welcome to Community Choice Credit Union Page 3 Products and Services Offered 4 Membership and Account Agreement 5 Membership Eligibility 5 Individual Accounts 5 Joint Accounts 5 POD/Trust Account Designations 6 Living Trust Accounts 6 Accounts for Minors 6 Uniform Transfers/Gifts to Minors Account 6 Agency Designation on an Account 6 Deposit of Funds Requirements 7 Account Access 8 ACH and Wire Transfers 8 Account Rates and Fees 8 Transaction Limitations 9 Certificate Accounts 9 Overdrafts 9 Postdated and Staledated Drafts 9 Stop Payment Orders 10 Credit Union Liability 10 Checks Presented for Payment in Person 10 Remotely Created Checks 10 Pledge/Statutory Lien 11 Legal Process 11 Account Information 11 Notices 11 Taxpayer Identification Numbers and Backup Withholding 11 Statements 12 Inactive Accounts 12 Special Account Instructions 12 Term
