Visa Platinum Cardholder Agreement & Pricing InformationVisa Platinum Cardholder Agreement • August 14th, 2024
Contract Type FiledAugust 14th, 2024Interest Rates & Interest Charges Annual Percentage Rate (APR) for Purchases 15.88% APR for Balance Transfers 15.88% APR for Cash Advances 15.88% Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers onthe transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau athttp://www.consumerfinance.gov/learnmore Fees Annual Fee NONE Transaction Fees Either $10.00 or 3% of the amount of the transfer, whichever is greater.Either $10.00 or 3% of the amount of the transfer, whichever is greater. • Balance Transfer Fees• Cash Advance Fees Penalty Fees Up to $37.00 None$35.00 • Late Payment• Over-the-Credit Limit• Retu