Common Contracts

UNITED STATES OF AMERICA BEFORE THE

September 29th, 2008

• Filed
  September 29th, 2008

WHEREAS, in recognition of their common goal to maintain the financial soundness of First Georgia Community Corp., Jackson, Georgia (“First Georgia”), a registered bank holding company, and its subsidiary bank, First Georgia Community Bank, Jackson, Georgia (the “Bank”), a state chartered bank that is a member of the Federal Reserve System, First Georgia, the Bank, the Federal Reserve Bank of Atlanta (the “Reserve Bank”), and the Banking Commissioner of the State of Georgia (the “Commissioner”) have mutually agreed to enter into this Written Agreement (the “Agreement”); and