THE KEY CREDIT TERMS OF THE CREDIT CARD AGREEMENT ARE AS FOLLOWS: Annual Percentage Rate for Purchases (including Balance Transfers) Premier: 14.24% variable Preferred: 16.24% variable Choice: 18.24% variable Other APRs Cash Advance APR: 23.24%...October 2nd, 2021
FiledOctober 2nd, 2021*The Periodic Rate for your Account (including any promotional rates) may be increased if you fail to make a minimum payment to us when due, you exceed your Credit Limit or Cash Advance Limit or you make a payment to us that is not honored by your bank. If we increase your Periodic Rate, the new Periodic Rate will be equal to the Default Rate, or at our discretion a lower rate. Our decision may be based on factors such as the timing or seriousness of any default, your payment and purchase history on this Account and other indications of Account performance. The increased Periodic Rate will apply to your existing balances and future transactions and will take effect as of the first day of the billing period in which you exceeded your Credit Limit, or Cash Advance Limit, or your missed or returned payment was due. We may also change rates or other terms as provided in the Termination/Change in Terms section of the Agreement.