AGREEMENT BY AND BETWEEN WILBER NATIONAL BANK ONEONTA, NEW YORK ANDDecember 2nd, 2010
FiledDecember 2nd, 2010Wilber National Bank, Oneonta, New York (Bank) and the Comptroller of the Currency of the United States of America (Comptroller) wish to protect the interests of the depositors, other customers, and shareholders of the Bank, and, toward that end, wish the Bank to operate safely and soundly and in accordance with all applicable laws, rules and regulations.