ELECTRONIC COMMUNICATIONS AGREEMENTElectronic Communications Agreement • June 15th, 2020
Contract Type FiledJune 15th, 2020This Electronic Communications Agreement ("Agreement") modifies and amends the Consumer Online Banking Agreement (consumer deposit accounts) or Business Online Banking Agreement (business deposit accounts), as applicable, entered into by you and Montecito Bank & Trust (the "Bank") in connection with your deposit account(s) you currently maintain at the Bank. Defined terms used in this Agreement include the words: "we" and "our" and "us" meaning Montecito Bank & Trust; "you" and "your" meaning the deposit account owner(s) identified on the deposit accounts identified in the eStatement Enrollment Form or selected in the online banking system; "deposit account(s)" means your deposit accounts at the Bank; and "business day" meaning Monday through Friday, excluding federal holidays. For the purpose of this Agreement, “consumer deposit accounts” shall mean deposit accounts established primarily for personal, family or household purposes.