Common Contracts

Form of PARTICIPATION AGREEMENT Among VIRTUS VARIABLE INSURANCE TRUST VP DISTRIBUTORS, INC., PHOENIX LIFE INSURANCE COMPANY, PHL VARIABLE INSURANCE COMPANY INSURANCE COMPANY, PHOENIX LIFE AND ANNUITY COMPANY and

Participation Agreement • August 2nd, 2010 • Phoenix Edge Series Fund • Connecticut

• Contract Type
  Participation Agreement
• Filed
  August 2nd, 2010
• Company
  Phoenix Edge Series Fund
• Jurisdiction
  Connecticut

THIS AGREEMENT (“Agreement”) is made and entered into as of the [__]st day of _______________ by and among Phoenix Life Insurance Company, PHL Variable Insurance Company and Phoenix Life and Annuity Company (together the “Company”) on their own behalf and on behalf of each of their separate accounts named in Schedule A, attached, (“Accounts”), 1851 Securities, Inc., (“1851”) Virtus Variable Insurance Trust (“Fund”) and VP Distributors, Inc (“Underwriter”).

Form of PARTICIPATION AGREEMENT Among VIRTUS VARIABLE INSURANCE TRUST VP DISTRIBUTORS, INC., PHOENIX LIFE INSURANCE COMPANY, PHL VARIABLE INSURANCE COMPANY INSURANCE COMPANY, PHOENIX LIFE AND ANNUITY COMPANY and

Participation Agreement • August 2nd, 2010 • Phoenix Edge Series Fund • Connecticut

• Contract Type
  Participation Agreement
• Filed
  August 2nd, 2010
• Company
  Phoenix Edge Series Fund
• Jurisdiction
  Connecticut

THIS AGREEMENT (“Agreement”) is made and entered into as of the [__]st day of _______________ by and among Phoenix Life Insurance Company, PHL Variable Insurance Company and Phoenix Life and Annuity Company (together the “Company”) on their own behalf and on behalf of each of their separate accounts named in Schedule A, attached, (“Accounts”), 1851 Securities, Inc., (“1851”) Virtus Variable Insurance Trust (“Fund”) and VP Distributors, Inc (“Underwriter”).

PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUND II, FIDELITY DISTRIBUTORS CORPORATION and

Participation Agreement • October 1st, 2008 • ALAC Separate Account 1 • Massachusetts

• Contract Type
  Participation Agreement
• Filed
  October 1st, 2008
• Company
  ALAC Separate Account 1
• Jurisdiction
  Massachusetts

THIS AGREEMENT, made and entered into as of September 5, 1995, by and among IL ANNUITY AND INSURANCE COMPANY, (hereinafter the “Company”), a Massachusetts corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), and the VARIABLE INSURANCE PRODUCTS FUND II, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter the “Fund”) and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation.

PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUND, FIDELITY DISTRIBUTORS CORPORATION and

Participation Agreement • October 1st, 2008 • ALAC Separate Account 1 • Massachusetts

• Contract Type
  Participation Agreement
• Filed
  October 1st, 2008
• Company
  ALAC Separate Account 1
• Jurisdiction
  Massachusetts

THIS AGREEMENT, made and entered into as of September 5, 1995 by and among IL ANNUITY AND INSURANCE COMPANY, (hereinafter the “Company”), a Massachusetts corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), and the VARIABLE INSURANCE PRODUCTS FUND, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter the “Fund”) and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation.