MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY [1295 State Street Springfield, MA 01111-0001]Annuity Contract • November 3rd, 2006 • Massachusetts Mutual Variable Annuity Separate Account 4
Contract Type FiledNovember 3rd, 2006 CompanyMassachusetts Mutual Life Insurance Company (referred to as “We, Us and Our”) issued this Contract to the Owner (referred to as “You and Your”) at Our Home Office, [1295 State Street, Springfield, Massachusetts 01111-0001,] on the Issue Date. We issued this Contract in exchange for the Purchase Payment. We will make Annuity Payments in accordance with the provisions of this Contract.
THIS IS A LEGAL CONTRACT BETWEEN YOU AND US PLEASE READ YOUR CONTRACT CAREFULLYAnnuity Contract • January 13th, 2006 • Massachusetts Mutual Variable Annuity Separate Account 4
Contract Type FiledJanuary 13th, 2006 CompanyThe Commuted Value is the present value of remaining Annuity Payments that are being transferred or withdrawn, in accordance with the terms and conditions of the Contract. Any partial withdrawal is subject to the Minimum Allowable Annuity Payment. Withdrawals may be subject to Surrender Charges.