This Agreement sets forth the terms and conditions of yourAgreement • October 10th, 2013 • OhioProtection is not insurance: protection pays for the repair or replacement of a protected Item that experiences a Failure or Leak that first occurs during your Protection Period. A protected “Item” is a system, appliance, service line, or other item that is expressly identified as being protected under this Agreement. A “Failure” is a protected Item’s failure or malfunction that is caused by normal wear and tear (sometimes referred to as normal use). “Leak(s)” means a break, tear, or rupture of a protected line which occurs as a result of normal wear and tear or inherent defects in material or craftsmanship. And your “Protection Period” is the period of time during which your protection is in force.