ContractBankruptcy Agreement • February 2nd, 2011
Contract Type FiledFebruary 2nd, 2011presented and Seidel signed two documents: the first document was titled “Basic Bankruptcy Flat Fee Agreement”, which described the services Warren would provide. The second document was titled “Be Careful How You Use Credit Cards,” which warned debtors of the consequences of credit card use immediately prior to filing a bankruptcy case. At Warren’s request, Seidel obtained an appraisal of her home and contacted National City, the entity holding the first mortgage on her residence. The balance owed on her first mortgage exceeded the property value of her home, which qualified Seidel to obtain relief under Chapter 13.