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WebBank DigniFi – Credit Card Account Customer Agreement (“Agreement”)July 22nd, 2022
Interest Rates & Interest Charges Annual Percentage Rate (APR) for Purchases 27.99% Paying Interest Your due date is at least 25 days after the close of each Billing Cycle. We will not charge you interest on Regular Credit Plan Purchases if you pay your entire Regular Credit Plan balance and the Minimum Payment due on all Promotional Credit Plans by the due date each month. We will begin charging interest, if any, on Promotional Credit Plan transactions on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. Fees Annual Fee $0 – $59.00 Penalty Fees • Late Payment – Up to $41.00• Returned Payment – Up to $41.00
