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Contract Type FiledNovember 14th, 2017 JurisdictionThese Terms and Conditions (“Terms and Conditions”), which are incorporated by reference into and form part of the signed Membership Application and Service Agreement (“Application,” altogether the “Agreement”) is entered into between VeriCheck, Inc. ("VCI" or "PROCESSOR") and the company identified on the signed Application (“CUSTOMER”). PROCESSOR, in conjunction with an Originating Depository Financial Institution (“ODFI”) performs authorization, processing, and settlement services for CUSTOMER originating transactions through the ACH network. Furthermore, if the Check Guarantee box on the Application is checked, CUSTOMER intends to access check verification and/or guarantee services to assist CUSTOMER in determining whether to accept or reject checks tendered at the point of sale (POS) in payment for goods and/or services. PROCESSOR will provide these services to CUSTOMER, for the purpose specified herein, but only if CUSTOMER agrees to abide by the terms and conditions set forth be