Common Contracts

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Locked-In Retirement Account Amending Agreement Newfoundland and Labrador Pension Legislation
March 23rd, 2021
  • Filed
    March 23rd, 2021

the Pension Benefits Act of Newfoundland and Labrador, as amended from time to time (the “Pension Act”), and wishes to transfer his/her pension monies into a CIBC Investor Services Locked-In Retirement Account (LIRA). To that end, the Annuitant has signed either the CIBC Investor’s Edge Self-Directed Retirement Savings Plan application form or CIBC Imperial Investor Service Self-Directed Retirement Savings Plan application form, agreeing to be bound by the terms of the Declaration of Trust attached to it (the “Declaration of Trust”). The Annuitant agrees to be bound by the following terms, as well.

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