Common Contracts
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Online Banking Agreement & Electronic Funds Transfer Disclosure Effective May 1, 2023May 1st, 2023
This Online Banking Agreement & Electronic Funds Transfer Disclosure (“Agreement”) governs the use of First Citizens’ Federal Credit Union’s Online Banking services, including Mobile Banking, mobile deposit services, electronic funds transfers, bill payment and remote deposit capture all as described in this Agreement (each a “Service” and together the “Services”), and contains the disclosures required by the Electronic Fund Transfer Act. This Agreement is between each person who owns an eligible First Citizens’ Federal Credit Union Account, or authorized representative appointed or entitled to access such an Account on the owner’s behalf (“you” or “your”), and First Citizens’ Federal Credit Union (“we”, “us”, “our”, and the “Credit Union”). “Account” or “Accounts” refer to your eligible First Citizens’ Federal Credit Union deposit or loan Accounts that can be accessed through the Services.
