AGREEMENT BY AND BETWEENNew York • November 7th, 2002
Jurisdiction FiledNovember 7th, 2002Excel Bank, National Association, New York, New York (Bank) and the Comptroller of the Currency of the United States of America (Comptroller) wish to protect the interests of the depositors, other customers, and shareholders of the Bank, and, toward that end, wish the Bank to operate safely and soundly and in accordance with all applicable laws, rules, and regulations.