UNITED STATES OF AMERICA BEFORE THEWritten Agreement • April 28th, 2011
Contract Type FiledApril 28th, 2011WHEREAS, in recognition of their common goal to maintain the financial soundness of Community Bankers Trust Corporation, Glen Allen, Virginia ("CBT"), a registered bank holding company, and its subsidiary bank, Essex Bank, Tappahannock, Virginia (the "Bank"), a state- chartered bank that is a member of the Federal Reserve System, CBT, the Bank, the Federal Reserve Bank of Richmond (the "Reserve Bank"), and the State Corporation Commission Bureau of Financial Institutions (the "Bureau") have mutually agreed to enter into this Written Agreement (the "Agreement"); and[pagebreak]