MEMBERSHIP BOOKLETMembership Agreement • December 15th, 2021
Contract Type FiledDecember 15th, 2021CONTENTS OF THIS AGREEMENT PAGES Membership Agreement 2-23 Resolving Claims 24-26 Electronic Funds Transfers and Electronic Services Agreement and Disclosures 27-31 The Availability of Funds you Deposit with the Credit Union 32-33 Truth in Savings Act Disclosures 34-35 PRIVACYDISCLOSURE 36-38 RATE AND FEE SCHEDULE – this item is provided separately and contains important terms concerning rates, contact information, fees, limitations, networks, etc. Be sure to review and keep this Schedule as a permanent record. It will be updated from time to time as needed. Separate Item
MEMBERSHIP BOOKLETMembership Agreement • February 23rd, 2021
Contract Type FiledFebruary 23rd, 2021CONTENTS OF THIS AGREEMENT PAGES Membership Agreement 2-23 Resolving Claims 24-26 Electronic Funds Transfers and Electronic Services Agreement and Disclosures 27-31 The Availability of Funds you Deposit with the Credit Union 32-33 Truth in Savings Act Disclosures 34-35 PRIVACYDISCLOSURE 36-38 RATE AND FEE SCHEDULE – this item is provided separately and contains important terms concerning rates, contact information, fees, limitations, networks, etc. Be sure to review and keep this Schedule as a permanent record. It will be updated from time to time as needed. Separate Item
MEMBERSHIP BOOKLETMembership Agreement • November 27th, 2020
Contract Type FiledNovember 27th, 2020CONTENTS OF THIS AGREEMENT PAGES Membership Agreement 2-22 Resolving Claims 23 Electronic Funds Transfers and Electronic Services Agreement and Disclosures 24-28 The Availability of Funds you Deposit with the Credit Union 29-30 Truth in Savings Act Disclosures 31-32 PRIVACYDISCLOSURE 33-35 RATE AND FEE SCHEDULE – this item is provided separately and contains important terms concerning rates, contact information, fees, limitations, networks, etc. Be sure to review and keep this Schedule as a permanent record. It will be updated from time to time as needed. Separate Item
MEMBERSHIP BOOKLETMembership Agreement • July 20th, 2020
Contract Type FiledJuly 20th, 2020CONTENTS OF THIS AGREEMENT PAGES Membership Agreement 2-22 Resolving Claims 23 Electronic Funds Transfers and Electronic Services Agreement and Disclosures 24-28 The Availability of Funds you Deposit with the Credit Union 29-30 Truth in Savings Act Disclosures 31-32 PRIVACYDISCLOSURE 33-35 RATE AND FEE SCHEDULE – this item is provided separately and contains important terms concerning rates, contact information, fees, limitations, networks, etc. Be sure to review and keep this Schedule as a permanent record. It will be updated from time to time as needed. Separate Item
Notice to Members: The laws and regulations governing the financial services we provide are complex. To ensure your understanding of our relationship with you, we provide this detailed agreement which explains both your responsibilitiesMembership Agreement • June 12th, 2020 • South Carolina
Contract Type FiledJune 12th, 2020 Jurisdictionrevised by us at any time, and any change in the Agreement shall be immediately effective unless otherwise specifically required by applicable law. This Agreement is binding upon the account owner and all parties hereto together with their heirs, successors, assigns and any other person claiming any right or interest under or through said parties. You agree at all times that you will comply with all Applicable Laws. “Applicable Laws” shall include: “(i) Visa U.S. A. Inc. Bylaws, Visa U.S. A. Inc. Operating Regulations, Visa U.S. A. Inc. Certificate of Incorporation, Visa International Bylaws, and Visa International Operating Regulations;
MEMBERSHIP BOOKLETMembership Agreement • January 29th, 2020
Contract Type FiledJanuary 29th, 2020CONTENTS OF THIS AGREEMENT PAGES Membership Agreement 2-22 Resolving Claims 23-24 Electronic Funds Transfers and Electronic Services Agreement and Disclosures 25-29 The Availability of Funds you Deposit with the Credit Union 30-31 Truth in Savings Act Disclosures 32-33 PRIVACYDISCLOSURE 34-36 RATE AND FEE SCHEDULE – this item is provided separately and contains important terms concerning rates, contact information, fees, limitations, networks, etc. Be sure to review and keep this Schedule as a permanent record. It will be updated from time to time as needed. Separate Item
MEMBERSHIP BOOKLETMembership Agreement • July 15th, 2019
Contract Type FiledJuly 15th, 2019CONTENTS OF THIS AGREEMENT PAGES Membership Agreement 2-22 Resolving Claims 23-24 Electronic Funds Transfers and Electronic Services Agreement and Disclosures 25-29 The Availability of Funds you Deposit with the Credit Union 30-31 Truth in Savings Act Disclosures 32-33 PRIVACYDISCLOSURE 34-36
MEMBERSHIP AGREEMENTMembership Agreement • June 6th, 2018
Contract Type FiledJune 6th, 2018Notice to Members: The laws and regulations governing the financial services we provide are complex. To insure your understanding of our relationship with you, we provide this detailed agreement which explains both your responsibilities and ours. Please read this document carefully, and feel free to ask any questions regarding these terms and conditions.
Notice to Members: The laws and regulations governing the financial services we provide are complex. To ensure your understanding of our relationship with you, we provide this detailed agreement which explains both your responsibilitiesMembership Agreement • October 16th, 2017 • South Carolina
Contract Type FiledOctober 16th, 2017 JurisdictionActive Military Members and Dependents: Any terms or conditions herein contrary to the Military Lending Act (“MLA”) are void for the period(s) during which you are entitled to the protections of the MLA.
Contents of this Agreement Page Membership, Account, and Account Services Agreement – General Terms andConditions (Includes: Unlawful Internet Gambling Enforcement Act, Taxpayer ID Certification, Check 21, and Regulation D) 2 Electronic Funds...Membership Agreement • August 9th, 2016
Contract Type FiledAugust 9th, 2016The laws and regulations governing the financial services we provide are complex. To insure your understanding of our relationship with you, we provide this detailed Agreement which explains your responsibilities and ours. Please read this document carefully and feel free to ask any questions regarding these terms and conditions. Be sure to read paragraph 22 of the General Terms and Conditions of this Agreement, below, and related provisions to ensure you understand your pledge of shares to the Credit Union.