CUMONEY® Visa® Everyday Spend Card Cardholder AgreementCardholder Agreement • April 4th, 2024 • Illinois
Contract Type FiledApril 4th, 2024 JurisdictionThis cardholder agreement (“Agreement”) sets forth the rights and responsibilities of your CUMONEY Visa Everyday Spend Card (“Card”). Your Card was issued by Services Credit Union (“SCU”). ICUL Service Corporation (“Envisant”) administers the CUMONEY Visa Everyday Spend Card program. In this Agreement, “you” and “your” mean the cardholder and “we” “us” and “our” mean SCU and/or Envisant. This Card is not a credit union membership account, does not earn dividends, and is not federally insured with the National Credit Union Administration. SCU is insured by American Share Insurance. “ATM” means any terminal at which you use your Card to access your Card funds. “Funds Balance” means an amount equal to the United States Dollar amount you add to your Card initially and from time to time thereafter, minus any amount obtained by you through the use of your Card, and minus any fees, charges, conversion fees and other expenses incurred in connection with your Card.