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GE MONEY BANK CREDIT CARD AGREEMENTCard Agreement • November 8th, 2010 • Utah
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases and Balance Transfers 26.99% APR for Cash Advances 29.99% Penalty APR and When it Applies 29.99%This APR may be applied to your Account if you make a late payment.How Long Will the Penalty APR Apply? If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due. Paying Interest Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00. For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http:// www.federalr
