Common Contracts

1 similar Policy Contract contracts

POLICY CONTRACT FOR
Policy Contract • November 22nd, 2023

Contents 1 Our Agreement Page 1.1 The Agreement 1 1.2 No Restriction on Residence, Travel and Occupation 1 1.3 Policy Currency 1 2 Policy Owner’s Protection Scheme 1 3 Our Responsibilities 3.1 Cancer Benefit 1 3.2 Death Benefit 2 3.3 Guaranteed Renewability 2 3.4 No Claim Discount 2 4 Your Responsibilities 4.1 Premium 2 5 What Is Not Covered? 5.1 Waiting Period 2 5.2 Suicide 2 5.3 Pre-existing Conditions 2 5.4 Specific Conditions 3 6 Making Claims From The Policy 6.1 How to make a Claim 3 6.2 Who do we pay Benefits to 3 7 Our Rights 7.1 Incontestability 3 7.2 Changes in Taxation, Regulations and Legislation 3 7.3 Errors In Age / Gender / Smoker Status / Country of Residence 3 7.4 Prohibited Person Limitation and Exclusion 4 8 Your Rights 8.1 Free look 4 8.2 Transferring the legal right of the policy 4 8.3 Nominees 4 9 When Will Your Policy End? 4 10 What Do We Mean With These Words? 5-6

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