UNITED STATES OF AMERICA BEFORE THEDecember 15th, 2016
FiledDecember 15th, 2016WHEREAS, in recognition of their common goal to maintain the financial soundness of Rock Bancshares, Inc. (“Bancshares”), a registered bank holding company, and its subsidiary bank, Heartland Bank (the “Bank”), a state-chartered bank that is a member of the Federal Reserve System, both of Little Rock, Arkansas, Bancshares, the Bank, and the Federal Reserve Bank of St. Louis (the “Reserve Bank”) have mutually agreed to enter into this Written Agreement (the “Agreement”); and