CARDHOLDER AGREEMENTCardholder Agreement • December 9th, 2021
Contract Type FiledDecember 9th, 2021Annual Percentage Rate (APR) for Purchase 0% introductory APR for 6 months. After that, your APR will be 8.20%.This APR will vary with the market based on the prime rate. APR for Cash Advances 15.2%. This APR will vary with the market based on the prime rate. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged periodic interest, the charge will be no less than $.50.