FIRST CONSUMERS NATIONAL BANK, BEAVERTON, OREGONAgreement • August 11th, 2003 • OregonFirst Consumers National Bank, Beaverton, Oregon (the “Bank”) and the Comptroller of the Currency of the United States of America (the “Comptroller”) wish to protect the interests of certain former customers of the Bank, and, toward that end, wish the Bank to continue to operate in accordance with all applicable laws, rules and regulations.