Common Contracts
2 similar Card Member Agreement contracts
Card Member Agreement: Part 1 of 3 Issuer: American Express National Bank American Express Green Card®Card Member Agreement • July 15th, 2024
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below.We have the right to apply the penalty APR to new transactions in a Pay Over Time balance if:• you do not pay at least the Minimum Payment Due (or Amount Due, if applicable) by the Payment Due Date; or• your payment is returned by your bank and we will notify you if we do.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments withno returned payments during the 6 months being reviewed. Paying Interest You
Card Member Agreement: Part 1 of 3 Issuer: American Express National Bank American Express Green Card®Card Member Agreement • July 15th, 2024
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below.We have the right to apply the penalty APR to new transactions in a Pay Over Time balance if:• you do not pay at least the Minimum Payment Due (or Amount Due, if applicable) by the Payment Due Date; or• your payment is returned by your bank and we will notify you if we do.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments withno returned payments during the 6 months being reviewed. Paying Interest You
