Common Contracts

AGREEMENT BY AND BETWEEN

February 14th, 2007

• Filed
  February 14th, 2007

CITIC Ka Wah Bank Limited, New York, New York and Alhambra, California (“Branches”), limited Federal branches of CITIC Ka Wah Bank Limited, Hong Kong, People’s Republic of China (“Bank” or “Head Office”) and the Comptroller of the Currency of the United States of America (“Comptroller”) wish to protect the interests of the depositors and other customers, and, toward that end, wish the Branches to operate safely and soundly and in accordance with all applicable laws, rules and regulations.