THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURE, AND PRIVACY POLICY DISCLOSURE. PLEASE BE CERTAIN TO READ THESE AGREEMENTS AND DISCLOSURES CAREFULLY AND NOTIFY US AT ONCE IF ANY...Membership Agreement • December 26th, 2019 • Arkansas
Contract Type FiledDecember 26th, 2019 JurisdictionThroughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean ARKANSAS FEDERAL CREDIT UNION ("ARKANSAS FEDERAL"). The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures and/or separate Account Disclosures. The word "Card" means any ATM Card, Health Savings Mastercard Debit Card or Mastercard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Touch Tone Teller," whereas Our Personal Computer Account Access System is hereinafter referred to as "Online Account Access," and Our Bill Payment System is hereinafter referred to as "Internet Bill Payment." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.