CREDIT CARD ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENTCredit Card Account Agreement • May 17th, 2017
Contract Type FiledMay 17th, 2017Fax: (330) 334-5610 THIS IS YOUR CREDIT CARD ACCOUNT AGREEMENT AND IT INCLUDES NECESSARY FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENTS, VISA AND SECURED VISA AGREEMENTS, AND ANY SPECIAL INSTRUCTIONS REGARDING THE USE OF YOUR VISA OR SECURED VISA CREDITCARD, AND/OR ANY OTHER ACCOUNT ACCESS DEVICE. PLEASE BE CERTAIN TO READ THIS AGREEMENT CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR. Interest Rate and Interest Charges Annual Percentage Rate (APR) For Purchases VISA: 11.9 % Secured VISA: 11.9 % APR For Balance Transfers VISA: 11.9 % Secured VISA: 11.9 % APR For Cash Advances VISA: 11.9 % Secured VISA: 11.9 % Paying Interest We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying fo