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READY ADVANCE ACCOUNT AGREEMENT AND DISCLOSURESAlabama • April 18th, 2013
Interest Rate and Interest Charges Annual Percentage Rate(APR) for Cash Advances 21% How to Avoid PayingInterest Your regular due date for your minimum payment due each billing cycle is at least 25 days after theclose of each billing cycle. We will not charge you any interest on cash advances if: (a) During the first 12 monthly billing cycles of your Account, and after the first 12 monthly billing cycles at your election and upon notification to us, (i) you have authorized us to make your payments automatically by debiting your checking account with us and (ii) your entire Account balance, including all cash advances that are outstanding and unpaid, is paid in full by automatic debit from the next direct deposit(s) to your checking account after any cash advance(s) is(are) made, and in any event within 35 days after the oldest outstanding cash advance was made; and (b) After the first 12 monthly billing cycles of your Account, unless you have elected to continue to make your payments
