Common Contracts
1 similar Credit Agreement contracts
ContractCredit Agreement • May 5th, 2020
Unique Approval Code: ______ CREDIT AGREEMENT NY RESIDENTS: RETAIL INSTALMENT CREDIT AGREEMENT Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 0% introductory APR for 12 months. After that, your regular APR will be 18% How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on your account if you pay your entire balance by the due date each month. Fees Transaction Fees None Penalty Fees Late Payment Fee Returned Payment Fee Up to $15 Up to $20 How We Will Calculate Your Balance: We use a method called “average daily balance (including new transactions).” Loss of Introductory APR: We may end your introductory APR and apply the regular Purchases APR if you make a late payment. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. GENERAL This Credit Agreement (“Agreement”) governs
