QWIL CARD PROGRAM AGREEMENTProgram Agreement • December 3rd, 2019 • Ohio
Contract Type FiledDecember 3rd, 2019 JurisdictionThis Qwil Card Program Agreement (this “Agreement”) represents an agreement between you and Sutton Bank, member FDIC (the “Bank”), and contains the terms and conditions governing the Qwil Program (the “Program”), including the Qwil MasterCard Prepaid Card (the “Card”). “Qwil” means Qwil PBC, a Delaware public benefits corporation that sponsors the Program and operates a website that allows you to receive onto a Card the proceeds from the sale of your 1099 Compensation to Qwil. “Company” means a business for which you perform services as a contractor, and not as an employee, and you receive 1099 Compensation. “1099 Compensation” means the compensation you are entitled to receive from a Company for your performance of services to Company as a contractor, and not as an employee. “Card Account” means the records we maintain for each Card to account for the value of claims associated with such Card. “Contractor Products and Services Agreement” means the separate agreement between you and Qw