Dated 23 November 2018 ALUM BAY DESIGNATED ACTIVITY COMPANYandCITICORP TRUSTEE COMPANY LIMITED MASTER TRUST TERMSto be incorporated into the Issue Deed for an issue of secured notes Ref: MJM/THS/MAN Linklaters LLPNovember 21st, 2018FiledNovember 21st, 2018