IMPORTANT – PLEASE READ CAREFULLY; BE SURE TO PROVIDE THE GIFT CARD RECIPIENT THIS CARDHOLDER AGREEMENT.Cardholder Agreement • April 18th, 2023
Contract Type FiledApril 18th, 2023This Cardholder Agreement (“Agreement”) constitutes the agreement between you and Heritage and People’s Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 (“Issuer”). These terms and conditions set out the terms and conditions for your physical or virtual Coles Mastercard Gift Card (“Card”) and apply to all transactions involving the use of your Card. In these terms and conditions, “You” and “your” mean the Card purchaser or the user of the Card. “We,” “us,” and “our” mean the Issuer.