UNITED STATES OF AMERICA BEFORE THEWritten Agreement • February 24th, 2010
Contract Type FiledFebruary 24th, 2010WHEREAS, Mercantile Bancorp, Inc., Quincy, Illinois (“MBI”), is a registered multi- bank holding company that owns and controls two second-tier bank holding companies, Mid- America Bancorp, Inc., and Royal Palm Bancorp, Inc. (collectively, “Second-Tier BHCs”), that respectively own Heartland Bank, Leawood, Kansas and Royal Palm Bank of Florida, Naples, Florida, both nonmember state banks (the “Banks”); other insured depository institutions (collectively, “Subsidiary Depository Institutions”), and various nonbank subsidiaries (“Nonbank Subsidiaries”);