ONLINE BANKING SERVICES AGREEMENTOnline Banking Services Agreement • March 22nd, 2022 • New York
Contract Type FiledMarch 22nd, 2022 JurisdictionThis Online Banking Services Agreement (“Agreement”) governs your rights and obligations as a User of Online Banking (“Online Banking” or “OB”), Bill Payment, Personal Financial Management Tools (PFM), internal transfer, external funds transfer, Mobile Banking, mobile remote deposit capture (“mRDC”), Text Banking, and other Services within Online Banking (collectively, "Services"). It also describes the rights and obligations of Apple Bank for Savings (Apple Bank or Bank), a New York state-chartered savings bank. Please read this Agreement and keep a copy for your records. Definitions and abbreviations appear in Section XVIII. This Agreement incorporates by reference the Bank’s deposit account rules and regulations contained in About Your Apple Account and other documents received at account opening.