Common Contracts

1 similar Insurance Agreement contracts

Contract
Insurance Agreement • March 13th, 2023

Contents 1. Our Agreement Page 1.1 The Agreement 3 1.2 No Restriction on Residence, Travel and Occupation 3 1.3 Policy Currency 3 2. Policy Owners’ Protection Scheme 4 3. Our Responsibilities 4 3.1 Account Value 4 3.2 Crediting Rate 4 3.3 Bonus Crediting Rate 4 3.4 Top-up(s) 5 3.5 Death Benefit 5 3.6 Surrender Benefit 5 3.7 Partial Withdrawal 5 3.8 Yearly Renewability 6 3.9 Maturity Benefit 6 3.10 Update on Policy Status 6 4. Your Responsibilities 6 4.1 Premium 6 4.2 Fees and Charges 6 4.3 Changes in Information Provided 6 5. What Is Not Covered? 7 5.1 Death Benefit 7 5.2 One Cover Per Life Insured 7 6. Making Claims from the Policy 8 6.1 How to make a Claim 7 6.2 Who do We pay Benefits to 7 7. Our Rights 8 7.1 Incontestability 8 7.2 Fraud and Misrepresentation 8 7.3 Change of Address, Country of Residence or Citizenship 8 7.4 No Cover 8 7.5 Sanction Limitation and Exclusion 9 7.6 Correction of Mistakes and Errors 9 7.7 Changes in Taxation, Regulatio

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