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1 similar Heritage Credit Card Agreement contracts
HERITAGE CREDIT CARD AGREEMENTHeritage Credit Card Agreement • July 11th, 2023 • Hawaii
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 2.99% Intro fixed APR for your first eight (8) billing cycles following the opening of your account.After that, the APR will be 18.00%. This APR will vary with the market based on the U.S.Prime Rate. APR for Balance Transfers 2.99% Intro fixed APR for your first eight (8) billing cycles following the opening of your account for balance transfers made within thirty days of account opening.After that, the APR will be 18.00%. This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 18.00% Fixed Penalty APR and When it Applies 18.00% FixedThis APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply?: This Penalty APR will apply until you make six consecutive Minimum Payments when due. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire N
