IBC BANK/COMMERCE BANK VISA GIFT CARD TERMS AND CONDITIONSGift Card Agreement • April 3rd, 2019
Contract Type FiledApril 3rd, 2019These terms and conditions (this “Agreement”) are between you and the International Bank of Commerce/Commerce Bank and govern your use of the IBC Bank/Commerce Bank Gift Card. By purchasing, signing, or using the Card, or authorizing another person to use the Card, you agree to all the terms and conditions in this Agreement. It is very important that you read this Agreement fully before you use your Card and that you keep this Agreement for future reference. NOTE: THIS AGREEMENT REQUIRES ALL DISPUTES TO BE RESOLVED BY WAY OF BINDING, INDIVIDUAL ARBITRATION. THE TERMS OF THE ARBITRATION CLAUSE APPEAR AT THE END OF THIS AGREEMENT.