CARDHOLDER AGREEMENT TERMS AND CONDITIONSCardholder Agreement Terms and Conditions • December 3rd, 2013
Contract Type FiledDecember 3rd, 2013This Agreement is between R. Raphael & Sons plc, StoreFinancial Services UK Ltd., and the Cardholder. This Agreement accompanies your HTA Garden Gift Card, and states the terms and conditions governing the use of your Gift Card the latest version of which is posted online at www.getmybalance.com. By purchasing, accepting, signing, or using the Gift Card, and in consideration for the right of all Cardholders to use the Gift Card, all Cardholders agree to be bound by the terms and conditions stated herein.