VISA® CHECK CARD DISCLOSURE STATEMENTVisa Check Card Agreement • February 5th, 2015
Contract Type FiledFebruary 5th, 2015IIn this Agreement and Disclosure Statement (Agreement), the words “you” and “yours” mean each and all of those who agree to be bound by this Agreement; “Card” means the Visa Check Card and any duplicates, renew- als, or substitutions the Credit Union issues to you; “Account” means the Checking Account designated on the application for your Card (“Accounts” may also refer to the Checking and Savings Accounts that you have desig- nated for ATM purposes); “ATM” means any Automated Teller Machine; “Credit Union” means Essential Federal Credit Union or anyone to whom the Credit Union transfers this Agreement; and “Transactions” means the use of the Card or the Account number on the Card, and a Personal Identification Number (PIN) when required, to perform a Transaction with the Card.