ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSUREElectronic Fund Transfers Agreement • January 31st, 2014 • Minnesota
Contract Type FiledJanuary 31st, 2014 JurisdictionThis Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Carpenters Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one