AGREEMENT BY AND BETWEENBanking Agreement • November 10th, 2008
Contract Type FiledNovember 10th, 2008First National Bank of Baldwin County, Foley, AL (“Bank”) and the Comptroller of the Currency of the United States of America (“Comptroller”) wish to protect the interests of the depositors, other customers, and shareholders of the Bank, and, toward that end, wish the Bank to operate safely and soundly and in accordance with all applicable laws, rules and regulations.