General ProvisionsOctober 14th, 2016
FiledOctober 14th, 2016The contract takes effect on the Policy Date shown in the Benefit and Premium Information Schedule only if the policy has been delivered to you and the first premium has been paid to us and provided that there has been no change in the insurability of the person to be insured between the time of the application and the time the policy was delivered. It may take effect otherwise if a temporary insurance receipt has been issued.
General ProvisionsJanuary 19th, 2016
FiledJanuary 19th, 2016The contract takes effect on the Policy Date shown in the Benefit and Premium Information Schedule only if the policy has been delivered to you and the first premium has been paid to us and provided that there has been no change in the insurability of the person to be insured between the time of the application and the time the policy was delivered. It may take effect otherwise if a temporary insurance receipt has been issued.