THE KEY CREDIT TERMS FOR THE LOWE’S PROJECT CARD AGREEMENT ARE AS FOLLOWS: ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES 0% during the first 6 months of each Project Window.* Thereafter, the APRs that will apply to Project Windows will be determined as...Utah • December 11th, 2009
Jurisdiction FiledDecember 11th, 2009*When you make your first purchase with your Lowe’s Project Card (which must be in an amount of $1,000 or more), a “Project Window” is estab- lished. All purchases made during the six-month period after a Project Window begins will be included in the Project Window. After the end of the six-month period, you can establish a new Project Window by making a new purchase of $1,000 or more with your Lowe’s Project Card. If your Lowe’s Project Card Account includes balances from more than one Project Window, certain provisions of the Agreement, including the calculation of Finance Charges and the determination of payment amounts, will be applied separately to the balances in each Project Window.