PremioCard® General Terms and Conditions Effective as of 15th of September 2012General Terms and Conditions • November 19th, 2012
Contract Type FiledNovember 19th, 2012These General Terms and Conditions (“GTC”) are integral part of the legal Agreement, concluded between Intercard Finance AD, www.icard.com, having its seat and registered office at: Bulgaria, Sofia, 76A James Boucher Blvd., PO 1407, UIN: 175325806, info@premiocard.com, authorised and regulated by the Bulgarian National Bank as an Electronic Money Institution under the Electronic Money Directive 2009/110/EC (the “EMD”) with license No. 4703-5081/25.07.2011 and as a Payment Institution under the Payment Services Directive 2007/64/EC (the “PSD”) with license No. 4703-4331/23.06.2010, Principal Member of MasterCard, VISA and JCB, (hereinafter referred to as “Issuer” or “Intercard”) and Client.