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Cardmember Agreement: Part 1 of 2 As of: 09/30/2017Cardmember Agreement • September 18th, 2017
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 9.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Balance Transfers Prime Rate + 9.74% to Prime Rate + 20.74% for any balance transfer requests we may accept.This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The pena
