UNITED STATES OF AMERICA BEFORE THESeptember 2nd, 2010
FiledSeptember 2nd, 2010WHEREAS, in recognition of their common goal to maintain the financial soundness of Citizens Republic Bancorp, Inc., Flint, Michigan ("Citizens"), a registered bank holding company, and its subsidiary bank, Citizens Bank, Flint, Michigan (the "Bank"), a state-chartered bank that is a member of the Federal Reserve System, Citizens, the Bank, the Federal Reserve Bank of Chicago (the "Reserve Bank"), and the Michigan Office of Financial and Insurance Regulation (the "OFIR") have mutually agreed to enter into this Written Agreement (the "Agreement"); and[PageBreak]